Payment Gateway
UPI Payment Gateway
Powering UPI Payments for Online Businesses in India
Accept payments directly to your bank account via PhonePe or any other UPI app.
Tailored for You
Explore Comprehensive UPI Offerings for Growing Online Businesses
UPI Intent
UPI Collect
UPI AutoPay
UPI Payment Links
UPI Dynamic QR
UPI Intent
Automatically redirects customers to their preferred UPI app for quick payments.
UPI Intent
Automatically redirects customers to their preferred UPI app for quick payments.
UPI Collect
UPI AutoPay
UPI Payment Links
UPI Dynamic QR
User Favorites
Why Choose PhonePe
UPI Payment Gateway
Save Cash Handling Costs
Drive Higher Conversions
Lower Drop-offs and Cart Abandonments
Enable Multiple UPI Payment Methods
Handle Large Volumes of Transactions
Save Cash Handling Costs
Drive Higher Conversions
Lower Drop-offs and Cart Abandonments
Enable Multiple UPI Payment Methods
Handle Large Volumes of Transactions
Simple, Transparent
Pricing
Limited Time Only
Super Savings Offer
1.95%FREE*
Zero hidden charges
Zero setup fee
Zero annual maintenance fee
Unlock 3 Months* of Seamless Payments
Experience the Power of PhonePe Payment Gateway
*T&C Apply
Trusted by India’s Most Popular Brands
"Switching to PhonePe PG as our primary payment gateway was a game-changer. Its UPI performance outpaced other gateways by 20%, driving consistent growth and delivering a smoother user experience.”
Nidhi Singh
Grow Billion Trees
PLAY VIDEO
Frequently Asked Questions
What is UPI Payment Gateway?
What is UPI Payment Gateway?
A UPI Payment Gateway enables online transactions through the UPI infrastructure. It serves as a bridge between a customer's and a merchant's bank accounts, allowing for instant and secure money transfers in real-time.
How does a UPI Payment Gateway work?
How does a UPI Payment Gateway work?
The customer begins a payment on a website or app, choosing UPI as their payment option.
UPI Interface: The UPI gateway shows the customer a screen to enter their UPI ID (also called a Virtual Payment Address or VPA). The customer may also scan a QR code with their UPI app.
Authorization: The customer approves the payment on their UPI app, usually by entering a secure PIN.
Completion: Once approved, the payment happens instantly, moving money from the customer’s bank account to the merchant’s account.
Confirmation: Both the merchant and customer get a confirmation of the payment.
UPI gateway helps businesses accept payments directly from customers' bank accounts, making the process easier and less dependent on physical cards. It also allows customers to pay anytime, anywhere, using just their mobile device.
What is the maximum UPI transaction limit for a customer?
What is the maximum UPI transaction limit for a customer?
The UPI transaction limit may differ from bank to bank, but typically, it's set at ₹1 lakh per day as defined by the National Payments Corporation of India (NPCI).
Do I need to pay any charge to collect UPI payments for my business using PhonePe UPI?
Do I need to pay any charge to collect UPI payments for my business using PhonePe UPI?
Read more about it on our pricing page.
More questions
What is UPI Payment Gateway?
A UPI Payment Gateway enables online transactions through the UPI infrastructure. It serves as a bridge between a customer's and a merchant's bank accounts, allowing for instant and secure money transfers in real-time.
Sign up for PhonePe Payment Gateway now and start accepting payments instantly
Easy Onboarding
Developer friendly APIs
Robust Support
