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Our Solutions
For Businessesarrow
Offline Merchant Solutionsarrow
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Offline Payments
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Offline Partner Program
Online Merchant Solutionsarrow
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Payment Gateway
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Payment Gateway Partner
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Payment Aggregator
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Payment Links
More Solutionsarrow
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Merchant Lending
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PhonePe Ads
For Consumersarrow
Consumer Paymentsarrow
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All Payment Instruments
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NRI Payments by PhonePe
Co-Branded Credit Cardsarrow
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PhonePe SBI Card
Credit Cards
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Wish Credit Card
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PhonePe HDFC Bank
Credit Cards
More Solutionsarrow
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Investments
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Gold
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Silver
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Insurance
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Travel & Commute
Lendingarrow
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Consumer Lending
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Secured Lending
Investor Relations
Contact Us
Trust & Safety

PhonePe Terms and Conditions

General

General

Terms & Conditions, Terms of Service, Services, Eligibility, Registration, Contact information …

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UPI

UPI

About UPI, Your Account and Registration Obligations, Transactions through PhonePe UPI …

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Wallet & External Wallet

Prepaid Payment Instruments

Terms of Use of PhonePe Wallets, PhonePe gift cards, Eligibility, Limits…

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PhonePe Gift Card/Rewards

Rewards

Terms of use of rewards, cashbacks, rewards program, validity.

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Debit/Credit

Debit/Credit

Your use of the Debit and Credit Cards are governed by the following terms

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Switch

Switch

Terms of Use of Switch

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Recharge & Pay Bills

Recharge & Pay Bills

Terms of Use of PhonePe – Recharge & Pay Bills

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PhonePe Earn

PhonePe Earn

Terms of Use of PhonePe Earn

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Newsletter

Newsletter

Terms of Use of Newsletter

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Autopay

AutoPay

Terms & Conditions of AutoPay

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Credit Card Distribution

Credit Card Distribution

Credit Card Distribution Terms and Conditions

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Co-Branded Credit Cards

Co-Branded Credit Cards

Terms and Conditions for the PhonePe Co-Branded Credit Cards

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Business Solutions

  • Payment Gateway
  • E-commerce PG
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  • Offline Merchant
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  • SmartSpeaker
  • POS Machine
  • Payment Links
  • Travel and Commute

Insurance

  • Motor Insurance
  • Bike Insurance
  • Car Insurance
  • Health Insurance
  • Life Insurance
  • Term Life Insurance
  • Personal Accident Insurance
  • Travel Insurance
  • International Travel Insurance

Investments

  • 24K Gold
  • Liquid Funds
  • Tax Saving Funds
  • Equity Funds
  • Debt Funds
  • Hybrid Funds

Lending

  • Consumer Lending
  • Merchant Lending
  • Secured Loans

General

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Legal

  • Terms & Conditions
  • Privacy Policy
  • Grievance Policy
  • How to Pay
  • E-Waste Policy
  • Trust & Safety
  • Global Anti-Corruption Policy
  • PhonePe Account Aggregator Notice

See All Apps

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PhonePe Group

  • Indus Appstoreexternal link icon
  • Share.Marketexternal link icon

Credit Cards

  • PhonePe HDFC Bank Co-Branded Credit Cards
  • PhonePe SBI Card Co-Branded Credit Cards
  • Wish Credit Card

Certification

Sisa Logoexternal link icon
LinkedIn Logo
Twitter Logo
Fb Logo
YT Logo

*These are company numbers as of September, 2025

© 2026, All rights reserved
PhonePe Logo

Business Solutions

arrow icon
  • Payment Gateway
  • E-commerce PG
  • UPI Payment Gateway
  • Express Checkout
  • Offline Merchant
  • Offline Payment Partner
  • Advertise on PhonePe
  • SmartSpeaker
  • POS Machine
  • Payment Links
  • Travel and Commute

Insurance

arrow icon
  • Motor Insurance
  • Bike Insurance
  • Car Insurance
  • Health Insurance
  • Life Insurance
  • Term Life Insurance
  • Personal Accident Insurance
  • Travel Insurance
  • International Travel Insurance

Investments

arrow icon
  • 24K Gold
  • Liquid Funds
  • Tax Saving Funds
  • Equity Funds
  • Debt Funds
  • Hybrid Funds

Lending

arrow icon
  • Consumer Lending
  • Merchant Lending
  • Secured Loans

General

arrow icon
  • About Us
  • Careers
  • Investors Relations
  • Contact Us
  • Press
  • Ethics
  • Report Vulnerability
  • Merchant Partners
  • Blog
  • Tech Blog
  • PhonePe Pulse
  • Merchant Onboarding Guidelines

Legal

arrow icon
  • Terms & Conditions
  • Privacy Policy
  • Grievance Policy
  • How to Pay
  • E-Waste Policy
  • Trust & Safety
  • Global Anti-Corruption Policy
  • PhonePe Account Aggregator Notice

PhonePe Group

arrow icon
  • Indus Appstoreexternal link icon
  • Share.Marketexternal link icon

Credit Cards

arrow icon
  • PhonePe HDFC Bank Co-Branded Credit Cards
  • PhonePe SBI Card Co-Branded Credit Cards
  • Wish Credit Card

Certification

Sisa Logo

See All Apps

Download PhonePe App Button Icon
LinkedIn Logo
Twitter Logo
Fb Logo
YT Logo

*These are company numbers as of September, 2025

© 2026, All rights reserved