1.95%

FREE

Accept payments for your
online business at zero cost

Sign up for PhonePe Payment Gateway

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Simple, fast &
secure transactions

UPI Lite
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Make faster, low-value transactions with ease

Credit Line on UPI
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Link pre-sanctioned bank credit lines to UPI

RuPay CC on UPI
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Use your RuPay credit card for UPI transactions

Split Expenses
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Simplify group payments effortlessly

PhonePe Gift Card
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The perfect gift for every occasion

UPI Circle
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Delegate payments with spending limits and full control

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Scan to download the
PhonePe App

Convenience
at your fingertips

Travel, stays & commute

Recharge FASTag, book flights, hotels, cabs, and metro tickets, get roadside assistance and more seamlessly.

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PhonePe International

Make UPI payments internationally at select merchants. Now available in Singapore, UAE, Nepal, Sri Lanka, Bhutan, and Mauritius.

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PhonePe International | UAE
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PhonePe International | Sri Lanka
PhonePe International | Bhutan
PhonePe International | Mauritius

Payments on PhonePe are safe, reliable, and quick

One in three Indians uses the PhonePe app to send money, recharge, pay bills, and more — all in just a few clicks. PhonePe also offers a wide range of financial services, including Insurance, Investments, and Lending, giving every Indian an equal opportunity to unlock the flow of money and access to services.

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PhonePe Safe Secure Payments
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Smart savings
start here

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Gold

Buy 24K pure gold securely, starting from just ₹1. Manage, sell, or gift gold digitally anytime.

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Monthly Gold SIP

Invest in 24K pure gold every month, starting from just ₹100. Set up a Gold SIP and grow your savings effortlessly.

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Recurring Deposit

Save smartly with a Recurring Deposit. Start small, earn interest and build a secure future with easy monthly contributions.

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NPS Contribution

Secure your retirement with NPS. Contribute flexibly, enjoy tax benefits, and grow your wealth for a worry free future.

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Gold
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Buy 24K pure gold securely, starting from just ₹1. Manage, sell, or gift gold digitally anytime.

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Monthly Gold SIP
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Invest in 24K pure gold every month, starting from just ₹100. Set up a Gold SIP and grow your savings effortlessly.

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Recurring Deposit
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Save smartly with a Recurring Deposit. Start small, earn interest and build a secure future with easy monthly contributions.

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NPS Contribution
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Secure your retirement with NPS. Contribute flexibly, enjoy tax benefits, and grow your wealth for a worry free future.

PhonePe QR and devices.
Secure & reliable.

PhonePe Device
PhonePe Device
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SmartSpeaker

Power your store with real-time voice alerts, smart replay features, and upto 4 days of battery life!

PhonePe Device
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QR Code

Enable swift, secure, and seamless payments with PhonePe QR—empowering your business to thrive in the digital age!

PhonePe Device
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EDC Machine

Simplify transactions and multiply opportunities with our all-in-one POS Device!

Comprehensive business solutions

Empowering your
business with PhonePe

Offline Payments

Accept payments effortlessly at your store with SmartSpeakers for real-time alerts, secure QR codes, and EDC machines for card payments.

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Payment Gateway

Collect payments for your online business with zero-cost integration and multiple payment methods for your customers.

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Merchant Lending

Fuel your growth with quick and flexible loans tailored for businesses.

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PhonePe Ads

Advertise your brand to millions on the PhonePe app.

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PhonePe Guardian

Detect and manage fraud risks with cutting-edge security tools.

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Innovation

PhonePe Group

Driving Innovation
Across India

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phonepe money safe trust

Your money stays safe.

PhonePe protects your money with the best-in-class security systems that help minimize frauds.

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Get the latest data trends &
insights on PhonePe Pulse!

Trusted by
60 CroreRegistered Users
Accepted in
215 Cities
Accepted at over
4+ CroreStores, Apps & websites
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